Open Network
✓An open network, enabling members to add their existing or preferred local providers.
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Ovation Health + Med Aura
HD Plan
Smarter Health Plans for Small Groups. Are your rates going up again this year? For many Americans health insurance premiums are increasing an average of 20-30% in 2026.
Great benefits don’t have to come with a big price tag. Ovation’s health plans help small groups save money while ensuring dependable, top-quality care. Offered exclusively in the Greater Houston area.
$578.00
/ month
for qualifying groups
Require Personal Health Questionnaires (PHQs) or Comprehensive Claims Data to see if your group qualifies.
What We Offer
Building a better future with affordable health plans
Zero Copays
✓Zero copays for primary care, labs and imaging, with direct contracted providers.
Telemedicine Networks
✓National telemedicine networks, enabling members to access medical care quickly in both urban and rural areas from the safety and comfort of their home.
Care Team
✓A care team that provides members with Care Coordination and Patient Advocacy. Advocates pre-negotiate medical costs, ensure fair rates, and protect members from surprise bills.
Pharmacy Program
✓A robust pharmacy program, providing our members with at-cost pharmacy drugs and medications.
Dental & Vision
✓Optional dental and vision benefits available.
HD Plan Features
| Coinsurance | None |
| Out-of-Pocket Limit | Individual $7,960.00; Family $15,000.00 |
| Deductible | Individual $5,000.00; Family $11,000.00 |
| Lifetime Maximum | Unlimited |
| Well Person Care/Annual Exams | Unlimited |
| Contracted Primary Care/Specialist | $0.00 |
| Non-Contracted Primary Care | Deductible, then $25.00 |
| Non-Contracted Specialist | Deductible, then $25.00 |
| Diagnostic Imaging - Contracted Facility | $0.00 |
| Diagnostic Imaging - Non-Contracted Facility | Deductible, then $250.00 |
| Diagnostic Labs - Contracted Facility | $0.00 |
| Diagnostic Labs - Non-Contracted Facility | Deductible, then $50.00 |
| Emergency/Urgent Care - Emergency Rm/Hospital | Deductible, then $500.00 per day |
| Emergency/Urgent Care - Ambulatory Surgical Center | Deductible, then $400.00 |
| Emergency/Urgent Care - Urgent Care Clinic | Deductible, then $75.00 |
HD Plan Rates
| Plan | Coverage | Starting at |
|---|---|---|
| EE | Employee only | $578.00 |
| ES | Employee + Spouse | $1,080.00 |
| EC | Employee + up to 2 children | $1,148.00 |
| EF | Employee + Spouse + up to 2 children | $1,772.00 |